FC Services

Meet the team

Founded on a shared commitment to alleviate the challenges associated with managing poor credit, FC Services is the collective vision of Zach Thomas and Caleb Johnson. Our roots are deeply planted in Orange County, California, where we've observed firsthand the profound impacts of credit difficulties on both personal and professional lives. Zach, with extensive experience in the timeshare industry, brings deep insights into how credit issues can complicate contractual engagements and limit personal freedom. Caleb, having been a chef in high-pressure kitchen environments, understands how financial uncertainty can impact career prospects and personal stability, and is driven to apply his attention to detail and strategic planning to financial management. Together, recognizing the widespread need for direct intervention in credit management, we founded FC Services. We are dedicated to offering clear, effective, and accessible credit repair and building solutions. Our mission is clear: to empower our clients to overcome financial barriers and achieve their aspirations without being held back by credit limitations, striving not just to repair credit, but to rebuild lives through ongoing support and guidance.